Cash Flow Planning for Life - Helping you reach your personal & professional financial goals.

Cash Flow Planning for Life

Helping you reach your personal & professional financial goals.

Archive for the ‘Wealth Planning’ Category

Curious about what your future income will be. . .

Fortune Teller with Crystal Ball

Make sure that you grab the “3 Tips To Help You Sit Pretty In Retirement” eBook.

you could visit a fortune teller and peer into that crystal ball…

But, there is an easier way to find out what your Social Security income will be! Read the rest of this entry »

Are you worrying about your future…

Three Legged Stool
…and what you need to do NOW to make sure your retirement money doesn’t run out?

It is a tricky process of planning, much like sitting on a 3 legged stool. Read the rest of this entry »

2009’s estate tax rate was 45%, and…

the 2009’s highest income tax rate was 35%, so:

If your estate was larger than the 2009 exemption amount of $3.5 million you may have been able to save 10% in estate taxes by converting to a Roth IRA.

Read the rest of this entry »

Roth IRA’s allow for a two (2) generation tax-free stretch on distributions.

Meaning distributions for you and your beneficiaries are tax-free.

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If you’re a 401(k) plan owner, be sure to…

…review your 401(k) plan(s), because some will allow distributions while you are still employed.

You can convert a distribution directly from a 401(k) into a Roth IRA, be sure not to overlook this option.

If you have any questions, comments or concerns about Roth IRA’s, or think I can help you in any other ways, contact me, or give me a call at (239) 384-9688.

– Mark


This information is based on facts, assumptions and representations as stated and authorities that are subject to change.  We will not update this information for subsequent legislative or administrative changes of future judicial interpretations.

LEGAL NOTICE AND DISCLAIMER:  The information within this post is for informational and educational purposes only and is not tax advice and should not be used as such.  The facts of each individual situation can have significantly different outcomes when applying tax law.  The hiring of a CPA is an important decision not to be based solely on advertisements.

No matter how many IRAs you own…

the IRS views them as one pool of assets for tax purposes.

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Should I Purchase a Tax Deduction?

Posted by Mark On May 3rd

A very common question I hear is…

Should I purchase a tax deduction?

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Roth IRA – Tax Diversification In Retirement

Posted by Mark On April 22nd

Having options is the key to making the right decision at the right time.

Creating “Roth assets” today, by conversion or yearly contributions, will provide you options in retirement.

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