Cash Flow Planning for Life - Helping you reach your personal & professional financial goals.

Cash Flow Planning for Life

Helping you reach your personal & professional financial goals.

Have you put off planning for your retirement because you find it daunting and intimidating? Are you familiar with the “3 Key Plans” you need to have in place to build a solid retirement plan?

Retirement Plan

Visualize yourself on a “three-legged stool”, each leg is a different plan that is vital to your retirement planning. All three legs have one thing in common – all of them need to support you! Each leg must be strong, balanced, and able to support you during your retirement.

So what are the three plans?

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Tax planning and investment planning are important to your financial future.

013 & Beyond Tax Planning

Staying on top of your financial plan and meeting with your tax and investment advisor more than once a year are beneficial steps to take now to…

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The 2010 Tax relief Act reinstated the Estate, Gift and GST tax at a 35% tax rate and $5.12 million (for 2012) exemption.

Portability Election

This is the third installment of 2013 and Beyond Tax Planning
which can also be downloaded from our eBook library.

In addition to the increase in the exemption amount the Act also created a portability election for decedents dying after 2010. This election is made by…

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Have you reviewed your tax and investment planning for your portfolio lately?

Investment Planning

This is the second installment of 2013 and Beyond Tax Planning
which can also be downloaded from our eBook library.

It can be difficult to stay on top of all the changes, especially the changes at the end of 2012. You are probably wondering if it is time to meet with your tax advisor.

Here are some helpful facts you will want to consider regarding your tax planning, as well as investment planning, before meeting with an advisor:

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Tax & Investment Plannig

This is the second installment of Tax Planning for Changing Times: 5 Things You Should Know which can also be downloaded as a free eBook.

Tax planning, along with investment planning, has been turned upside down as 2012 comes to an end. What is a taxpayer to do? If your modified adjusted income is below $250,000 (for joint filers) or below $200,000 (for singles), then no changes in your investment planning are needed. You can proceed as you have in the past.

However if your modified adjusted income is above those thresholds, you will need to…

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