Cash Flow Planning for Life - Helping you reach your personal & professional financial goals.

Cash Flow Planning for Life

Helping you reach your personal & professional financial goals.

It’s really important to me to assure you have the knowledge to make sound decisions in regard to your finances and your life – that relate to truly having “Cash Flow for Life”!

Here’s my eBooks that will help you understand, learn, and grow in each of the topics I review:

1) Surviving Natural Disasters – A Guide for Small Businesses
2) Independent Contractor Taxes…Know Your Options
3) Divorce. What You Need to Think About From a Financial Perspective
4) Tax Deductions & You – What You Need to Know
5) 7 Things You Should Know About the Tax Consequences of Debt Forgiveness
6) The Nuts & Bolts of Social Security in 7 Easy Tips
7) 3 Tips to Help You Sit Pretty In Retirement
8) 7 Things Every Small Business Owner Needs To Know
9) Roth IRA – 8 Quick Helpful Tips

Find more about, and download, each of my eBooks below…

1) Surviving Natural Disasters – A Guide for Small Businesses

Hurricane Irma made landfall in Naples, Florida on September 10, 2017. To date, it is the largest hurricane ever recorded in the Atlantic Basin. The destruction it left unfortunately caught many local business owners unprepared and out of work, even though we had plenty of time to prepare for the worst.

According to FEMA, nearly 40% of small businesses do not reopen after natural disasters! As a small business owner whose business reopened after Irma, I’m sharing my experience to help prepare you for future hurricanes or natural disasters because it’s not just about your company’s survival, but also the people you serve.

In this free guide, you’ll learn about:

  • Unforeseen challenges you may have to overcome
  • Preparing a “Go Bag” and important items to put in it
  • Considerations for disaster planning
  • Staying in touch with employees, family, and others
  • The importance of understanding your insurance policy

Click here to download “Surviving Natural Disasters – A Guide for Small Businesses”.

2) Independent Contractor Taxes…Know Your Options

Are you receiving a 1099? Not sure what to do regarding your taxes?

This eBook is not the usual are you an employee or independent contractor; there are plenty of those out there for your review. The focus of this eBook is the key to understanding what your options are, what taxes need to be paid, and what tax forms need to be filed.

I will walk you through the potential pitfalls and tax strategies that are available to you. Being prepared at year-end will save time and the heartache of owing a large amount of taxes when you’re not expecting it.

We’ll review:

  • Determining Your Independent Contractor Status
  • Contacting a Tax and/or Legal Professional
  • Setting Up a Separate Business Bank Account
  • Knowing Your Business Expenses
  • Knowing Your Business Deductions
  • Filing Tax Returns as an Independent Contractor

Click here to download “Independent Contractor Taxes…Know Your Options”.

3) Divorce. What You Need to Think About From a Financial Perspective

Divorce can be a very difficult time. Dealing with the financial process can add even more stress. Things such as valuing and dividing assets and debts can draw out the legal process, and cause even greater levels of friction between parties. If you are going through a divorce, you will find this eBook to be a very valuable resource.

There are a few tips in preparing for the financial aspect that can make the entire process easier and more efficient. This information can help you prepare, and can alleviate some of your stress. Included in this eBook are tips and tools, such as:

  • A checklist of documents you will need
  • Tips on how to value and divide assets & debts
  • Tips on how to prepare for tax filing
  • Explanation of alimony & child support

Click here to download “Divorce. What You Need to Think About From a Financial Perspective”.

4) Tax Deductions & You – What You Need to Know

When you meet with your tax planner, it’s important to ask questions about tax deductions. In fact, this subject encompasses some of the most frequently asked questions that we receive, which is why we wrote: Tax Deductions and You – What You Need to Know.

In this free eBook, you’ll learn about:

  • Various loans and lines of credit that are deductible and those that aren’t
  • Home equity loan interest
  • Student loan interest
  • Mortgage interest

Our hope is that this eBook answers your questions and informs you of other deductions that you may not have otherwise known.

Click here to download “Tax Deductions & You – What You Need to Know”.

5) 7 Things You Should Know About the Tax Consequences of Debt Forgiveness

If you have lost your home due to foreclosure or short sale and it is time to file your income taxes, there are 7 Things You Should Know About the Tax Consequences of Debt Forgiveness. Coincidentally we wrote an eBook with the same title. That’s because it’s extremely important that you understand the new laws passed by Congress, otherwise you may be shocked to learn that you owe a lot more money to the I.R.S than you were expecting.

In this free eBook you’ll learn about:

  • The Internal Revenue Code Section 108 (which deals with debt forgiveness)
  • The Mortgage Forgiveness Debt Relief Act of 2007
  • The Emergency Economic Stabilization Act of 2008
  • Filing specific tax forms and more.

Click here to download “7 Things You Should Know About the Tax Consequences of Debt Forgiveness”.

6) The Nuts & Bolts of Social Security in 7 Easy Tips

So many people today are unsure of whether or not Social Security Income will be around by the time they retire. In 1935 the Social Security Act was signed into existence, with the full retirement age at 65 and life expectancy at only 62.

Obviously the population of the United States has increased, life expectancies have increased, and the ratio of workers contributing to the trust fund verses the number of individuals receiving benefits has decreased. It’s easy to understand that the trust fund is struggling to stay afloat. This is the reason why we have many different retirement ages!

By downloading this free eBook you’ll learn:

  • The age at which you can start claiming your social security benefits
  • The reduced benefits of social security due to your earnings
  • Social security death benefits
  • Social security benefits for divorced spouses and more!

Click here to download “The Nuts & Bolts of Social Security in 7 Easy Tips”.

7) 3 Tips to Help You Sit Pretty In Retirement

In this free eBook you’ll learn about:

  • Specifics in social security planning such as the age at which you should begin claiming your benefits and how much you can expect
  • How income you use in retirement has BIG tax implications
  • How to ensure that you have enough cash flow

Click here to download “3 Tips to Help You Sit Pretty In Retirement”.

8) 7 Things Every Small Business Owner Needs To Know

In this free eBook, you’ll learn about:

  • All about cash flow management, banking relationships and financing options
  • How cash flow planning is a year round activity
  • Choosing your Small Business Accounting & IT solutions and more!

Click here to download “7 Things Every Small Business Owner Needs To Know”.

9) Roth IRA – 8 Quick Helpful Tips

In this free eBook, you’ll learn about:

  • Important Roth IRA dates to know about
  • How to manage and improve your 8606 ratio
  • Legacy Planning, and more!

Click here to download “Roth IRA – 8 Quick Helpful Tips”.

Thank you so much, and enjoy!

Mark