Cash Flow Planning for Life - Helping you reach your personal & professional financial goals.

Cash Flow Planning for Life

Helping you reach your personal & professional financial goals.

Archive for the ‘Wealth Planning’ Category

Deciding when to begin receiving social security benefits

social security benefits Tip 2: When Should I Start Taking My Social Security Benefits?

This is the 2nd tip in our series entitled “The Nuts & Bolts of Social Security in 7 Easy Tips.”

can be a complex decision that shouldn’t be taken lightly.

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Knowing your full retirement age is the first step…

social security benefits retirement age Tip 1: At What Retirement Age Can I Claim My Social Security Benefits?

This is the 1st tip in our series entitled “The Nuts & Bolts of Social Security in 7 Easy Tips.”

…in planning when to start receiving your social security benefits.

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Social Security is a hot topic these days…

social security planning Social Security Planning: It Can Be Easy To Understand With These 7 Tips.

…and if you don’t understand it, it can get pretty confusing!

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So you want to start getting a personal wealth plan together…

roth ira 2 Roth IRA: 8 Tips That Will Get You Started With Your Personal Wealth Planning

Make sure that you grab the “Roth IRA – 8 Quick, Helpful Tips” eBook from www.Makara-Assoc.com.

…that is right for you and your family.

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Here piggy-piggy-piggy…

Piggybank 294x300 Tip 3 – Personal Savings Plan: It’s all about the Cash Flow!

Make sure that you grab the “3 Tips To Help You Sit Pretty In Retirement” eBook.

The basis of a good Personal Savings Plan is not to have a fancy piggy bank! It’s to have mastery over your Cash Flow.

To make sure you are on track you should have the following:

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You have been saving money your entire life to get to this point….

ManWithMountainsOfPaperwork Tip 2 – Retirement Planning: Did You Know the Income You Use in Retirement Has BIG Tax Implications?

Make sure that you grab the “3 Tips To Help You Sit Pretty In Retirement” eBook.

you have Pensions, IRAs, Annuities, and 401k’s – Think you’re all set?

You’re not!

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Curious about what your future income will be. . .

FortuneTellerCrystalBall Tip 1 – Social Security Planning: How Much Will I Get & When Shall I Start Taking It?

Make sure that you grab the “3 Tips To Help You Sit Pretty In Retirement” eBook.

you could visit a fortune teller and peer into that crystal ball…

But, there is an easier way to find out what your Social Security income will be! Read the rest of this entry »

Are you worrying about your future…

ThreeLeggedStool Retirement Planning, How to Sit on the 3 Legged Stool of Retirement!
…and what you need to do NOW to make sure your retirement money doesn’t run out?

It is a tricky process of planning, much like sitting on a 3 legged stool. Read the rest of this entry »

2009′s estate tax rate was 45%, and…

Screen shot 2010 04 22 at 11.34.53 AM Roth IRA   Estate Tax Rate vs. Income Tax Rate

the 2009′s highest income tax rate was 35%, so:

If your estate was larger than the 2009 exemption amount of $3.5 million you may have been able to save 10% in estate taxes by converting to a Roth IRA.

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Roth IRA’s allow for a two (2) generation tax-free stretch on distributions.

RothIRA 2Generations Roth IRA   Legacy Planning: A 2 Generation IRA Stretch

Meaning distributions for you and your beneficiaries are tax-free.

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